Homes For Sale Hinton
Your trusted Hinton Realtor® Melissa Hicks
The Hicks Difference
Buying a home is one of the largest financial decisions most people will make in their lifetime. It is important to make sure as a buyer you are aware of any and all faults a property may have. Communication in these dealings is key. If there are concerns, we urge you to ask your realtor as soon as possible. Melissa delivers premium customer service. As a Century 21 Realtor® She is there for you from the first phone call to closing. It is imperative to these deals to hold trust in your Hinton Realtor®, Melissa comes with many professional referrals and a very loyal clientele base. Forming these trusting relationships is what sets Melissa apart from other Realtors®.
Buying Advice
Making the decision to buy a home can be intimidating. We have put together a brief guide on what buying a home may look like and what to expect through this process. Keep in mind not all aspects of our buyer’s guide applies to all sales. Your C21 Realtor® will ensure all aspects are met and the necessary Documents are included for the sale.
Resources
As a buyer there are an abundance of questions running through your head. As a C21 Hinton Realtor® we are here to work for you and make sure not one of these questions go un answered! Weather it is mortgage advice, or you are confused about some sale conditions please do not hesitate to reach out to us today. We are here to serve you and make sure this process is as stress free as possible.
HOME BUYER'S GLOSSARY
AMORTIZATION PERIOD
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
APPRASIAL
The process of determining the market value of a property.
CLOSED MortgageS
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
Closing date
The date on which the new owner takes possession of the property and the sale becomes final.
Collateral
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
Deposit
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
Equity
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
MORTGAGE
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
Term
The period of time the financing agreement covers. The terms available are; 6 month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
CENTURY 21 Twin Realty
INFO & SERVICES
CENTURY 21 Twin Realty
1336 Switzer Drive, Hinton, AB T7V2C1
(780) 223-2121
INFO & SERVICES
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